The issuance of title insurance is paramount in our business. DOT Title/Moreland Lerman Law Group provides to customers the necessary resources to support the borrower in their goals. We offer a wide range of title insurance options including Lender Policies, Title Reports, Title Opinions, Owners Policies; all with the confidence of knowing your interests are protected and backed by the largest title insurance carriers in the United States. Our trained staff is there to support you with any questions or technological advice that you will need to maximize your efficiency.
The title opinion is a written statement from an attorney, either on letterhead stationary or a special form, in which the attorney states his opinion as to the salability of the property in question. The title opinion will describe the property, give the full names of the owners, and list any exceptions that the attorney has discovered to the title. DOT Title/Moreland Lerman Law Group researches public records back 60 years to deliver a report you can rely on and know it is insured.
When all these searches are finished and completed, DOT Title/Moreland Lerman Law Group issues a commitment to insure, stating the conditions under which it will insure the title. The buyer and seller and the mortgage lender can proceed with the closing of the transaction after clearing up any defects in the title which may have been uncovered by the search and examination. The mortgage lender is just as concerned about the quality of the title because the property is to be security for the new mortgage loan. The mortgage lender requires assurance that it has a valid first or second mortgage lien on the property. This is a legal requirement of regulated mortgage lenders.
We know that your time is valuable, which is why DOT Title/Moreland Lerman Law Group offers closings around YOUR schedule. Convenience for your customer is one of the ingredients creating mutual success. DOT Title/Moreland Lerman Law Group knows, that in today's market, the customer is #1. Our goal is to provide the best service possible to you and your clients. These benefits, offered at no additional charge, can aid you in closing more customers.
We perform after hours, Saturday, and Sunday closings in our office or at a place of mutual convenience. We deliver services where and when you need us. Our attorneys and closing agents are available to answer your legal questions and to prepare deeds, land contracts, and other documents as required.
Hard work, flexible hours, and efficient communications; these are the keys to a successful closing. DOT Title/Moreland Lerman Law Group understands the importance of your customers and we put all of our energy into making their dream of homeownership a reality.
To assure the quality of the borrower's experience, DOT Title/Moreland Lerman Law Group works closely with its lender’s customers to carefully orchestrate all aspects of the closing and funding process.
Settlement services range from full closing with escrow to signing only services. Using our network of closing agents and notaries, DOT Title/Moreland Lerman Law Group coordinates and schedules the most convenient closing location for the borrower (s). We further simplify the process by handling the invoicing and payment of vendors through our funding services.
DOT Title/Moreland Lerman Law Group recruits agents for the network based on loan closing experience. DOT Title/Moreland Lerman Law Group also monitors the status of all respective licenses and notarial commissions to guarantee compliance with the state specific acknowledgment and witnessing requirements. DOT Title/Moreland Lerman Law Group coordinates a full range of closing/escrow services through a network of professional experienced agents nationwide.
FSBO is shorthand for "For Sale by Owner" when home owners sell their homes themselves and don't use a real estate company. They advertise in FSBO classified ads, use FSBO web sites, and promote their homes without agents.
A growing number of homeowners are discovering how simple and cost-effective it is to sell their own home without using real estate agents or brokers. You can save thousands on real estate commissions every time you sell your own house. Some people manage to do away with real estate commissions completely by going FSBO.
DOT Title/Moreland Lerman Law Group understands the importance of having a secure title service when you are selling your own home. We know what it's like to sell your home...the stress can be overwhelming. We're here to take care of what keeps you up at night. We transfer properties every day - you probably do this a few times during your whole life. We guide you through each step and keep you informed through the whole process. We know you can do it - and we're here to help!
DOT Title/Moreland Lerman Law Group offers full range of settlement services, including obtaining payoffs, preparation of settlement statements and ancillary documents, title curative work, obtaining tax and insurance certifications, funding and post-closing review of security instruments utilizing centralized processing combined with our network of DOT Title/Moreland Lerman Law Group closing agents and notaries.
You have just signed a contract to purchase your new home by paying all cash. DOT Title/Moreland Lerman Law Group will help make the process smooth and as stress free as possible. Without the aid of a mortgage lender, you want your interests protected. DOT Title/Moreland Lerman Law Group provides you with an Owners Policy with the backing of the largest title insurance carriers in the United States. We make sure that all of the paperwork and transfers are done the right way, the first time – that’s piece of mind.
DOT Title/Moreland Lerman Law Group can close on land and property transactions for builders at a discounted price for the transactions of the new home being built for consumers. And if you are building your home and need assistance with your construction loan process, DOT Title/Moreland Lerman Law Group will see to every detail so your mind can rest at ease. You already have enough to think about with the building of a new home. Let DOT Title/Moreland Lerman Law Group take care of the rest.
Developers can be sure DOT Title/Moreland Lerman Law Group will take care of your interests and will stick with you every step of the way. We know this is an important investment for you. With our expertise these transactions will run smoothly and you will have a clear understanding of all activity through project completion.
You found a lot where you want to build your perfect dream home or if you are a builder wanting to build spec homes; DOT Title/Moreland Lerman Law Group can assist you. Our expertise and streamlined service will get you through this fast and easy. No worries, no hassles.
A 1031 exchange refers to a section of the tax code, and according to this Section a tax payer may defer or reinvest all or a portion of gains realized from the sale and reinvestment of like kind property, including the sale and purchase of real property. There are numerous methods of qualifying under this Section that include simultaneous exchanges, delayed exchanges, reverse exchanges, build-to-suit exchanges, and build-to-suit reverse exchanges. DOT Title/Moreland Lerman Law Group experience can help you navigate the pitfalls and experience the full benefits of 1031 exchanges.
DOT Title/Moreland Lerman Law Group, LLC will ensure that your title report is free from any environmental and land use issues before you close your loan.
DOT Title/Moreland Lerman Law Group will ensure that your property has been recorded with the correct parcel and plat information.
At DOT Title/Moreland Lerman Law Group we understand that receiving your money and disbursing the funds for your loan are paramount. We have a highly trained and experienced staff that meets these needs. As a full service closing title company we can have your proceeds from the closing wired directly to your bank account, the convenience of picking them up at one of our locations or overnight express your checks to your home. Customer convenience is our number one goal.
Coordination of the execution of the loan documents by scheduling a qualified notary or closing agent to acknowledge and witness the signatures in compliance with the lender's closing instructions. Signing appointments can be scheduled on a 24-hour a day, seven days a week basis at the borrower's choice of location.
Escrow is often used in the buying, selling or refinancing of property. Generally there are several parties involved in an escrow agreement. The escrow holder holds legal documents and funds on behalf of the buyer and seller and then will distribute them according to the instructions given them by both parties. Money held in escrow can be held to pay future insurance premiums or tax bills, among other things. DOT Title/Moreland Lerman Law Group acts as your escrow agent so your money is handled safely and professionally. We allow for both parties to move forward simultaneously while we monitor the distribution of the funds.
DOT Title/Moreland Lerman Law Group can assist buyers and sellers in completing an Escrow Agreement successfully. An escrow agreement is a written document that will be held by DOT Title/Moreland Lerman Law Group until the conditions of the document are fulfilled. When complete, DOT Title/Moreland Lerman Law Group will disburse the funds appropriately. For example, we provided many escrow agreements for individuals where additional work needed to be completed on the home; however, both the buyer and the seller still chose to close prior to the work being completed. DOT Title/Moreland Lerman Law Group holds the money in escrow until the conditions of the contract document are satisfied to both parties satisfaction.
Many Transactions require local legal filing and documentation to be complete and executed properly. Recording services are a convenient way to make sure the job is correctly completed to avoid future legal challenges. As a leader in our industry, DOT Title/Moreland Lerman Law Group offers a variety of recording services for your convenience. We can record any legal or court document that you would like at a nominal fee. Please feel free to contact our office for more information.
Whether an entire property is given to you as a gift or you receive a gift of equity, Moreland Lerman Law Group can help advise you through the process. Often there are tax implications associated with a gift. Our expert and experienced attorneys will assist to meet your needs.
DOT Title/Moreland Lerman Law Group offers centralized disbursement of loan transactions according to the lender's specifications, using a single wire transaction to fund loans nationwide at a fixed cost from a secure single source. DOT Title/Moreland Lerman Law Group is responsible for HUD-1 preparation, document delivery to the closing agent, post closing review of the executed closing documents and disbursing the loan proceeds, payoffs and ancillary costs as directed by the lender through one lender check or by wire for multiple fundings.
Death of a Spouse & Beneficiary Bequest
DOT Title/Moreland Lerman Law Group understands that the death of a spouse or loved one is a difficult time. Depending upon the size and complexity of the estate, you may need to hire an attorney to help probate the estate. We can help assist you and your family in a proactive plan of securing your or your loved one’s property prior to an unfortunate occurrence. Know that DOT Title/Moreland Lerman Law Group is there to help you make the right choice for you and your family.